HDFC is one of the leading private banks in India, which provide the best services to their customers. Banks are also known for providing loans to their customers, there are many kinds of loans available in banks to help people with financial aid. One of the most used loans that people buy very often is Home Loan, it is financial aid to those citizens for raising funds if they are planning to buy real estate property. In this article, we will discuss the HDFC home loan current interest rate and find out how you can avail this loan for yourself. To know more check out the following article below:
HDFC offers housing loan to those who want a huge amount of money at once to buy a house, home renovation, home extension etc. When you are visiting any nearest branch to avail home loan for your house you will get to see there are many types of loans available as per the customer needs. Since there are many banks available in the industry there is a huge competition in the loan market as well. To tackle the competition every bank comes with great offers and features for the loans they provide. If you are taking a loan from HDFC you will be able to receive certain benefits also. Check out the below:
- HDFC provides special interest rates for women borrowers.
- Current customers can get up to 90% of your property value.
- You can avail flexible repayment options where you can set your EMI repayment option any date of the month.
- With the presence of pan India, there is nil prepay charges for floating rates.
As we have discussed some of the best benefits you can get from HDFC loans let us now discuss HDFC home loan current interest rate and find out the process of all these loans as well.
HDFC offers the lowest interest rates of 8.25% as compared with other banks and the interest rates are linked to PLR. The minimum and maximum processing fee required to get the loans is as low as 10,000. The maximum tenure for availing the repayment of your loans is 30 years, HDFC offers the lowest EMI of Rs 751 per lakh. The minimum age required for availing home loans from HDFC is 24 years and maximum of 60 years for salaried customers and for self-employed, the maximum is 65 years.
The above mentioned were HDFC home loan current interest rate you will get if you are planning to borrow home loans from them.
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